Young Nigerian business owner applying for finance on his phone

Your next move starts here

Apply for your loan

One form, about four minutes. Give us your KYC details so we can verify you and move your money fast.

Age 21 – 60
Valid BVN and NIN
Government-issued ID
Active bank account
Verifiable income
Eligible collateral

₦500,000 – ₦5,000,000 · 1 month maximum tenure · 15% interest · approximately 250% collateral cover

Personal details

As they appear on your government ID

First name

Last name

Date of birth

Gender

Email address

Phone number

Identity verification (KYC)

Encrypted and never shared

BVN

NIN

ID type

ID number

Home address

Valid passport photograph

PDF, JPEG or PNG, up to 5MB. A recent passport-style photograph of your face.

Valid ID document

PDF, JPEG or PNG, up to 5MB. Scan or photo of the ID selected above.

State of residence

Work and income

How you earn your money

Employment status

Employer / business name

Monthly income

Loan request

Tell us what you need

Loan amount (₦)

₦500,000 – ₦5,000,000

Repayment period

What is the loan for?

Proposed collateral

Eligible collateral should be worth approximately 250% of the requested loan value.

Disbursement account

Where we send your naira

Bank

Account number

Account name

I confirm the details above are correct and I authorise Paylux to verify my identity, BVN and credit history for this loan application.I understand that approval requires acceptable collateral worth approximately 250% of the loan amount, subject to valuation.

Your information is encrypted end to end.